Can a debt collector win a lawsuit without having a signed contract and all statements from a credit card account?

Laws have been relaxed sadly to let creditors sell the accounts and not maintain the paperwork very well. You generally need to come up with...

Question about obtaining a home loan after chapter 7 BK.

I would say they usually look a the date of filing or the date of discharge. Closing is often just an administrative task although if assets were...

Typically an escrow account gets reviewed along with the overall status of the mortgage at the time you file the case. If there's any shortage or...

Assuming that divorce judgment is approved, can noncompliance with the MSA be punished in family law court via contempt? Thanks!

Yes, the separation agreement is usually part of the divorce judgment and is enforceable. The judgment itself should specifically mention the MSA...

Can I ignore a summons in Arizona?

You seem pretty well versed in the law. Yes, up to $150,000 can be protected in your home:...

When I apply for social security, will my funds be frozen if my husband owes back state and federal taxes?

If it was a joint return, both of you potentially owe the back taxes. If it's just his debt, then you should be safe. If it was a joint return,...

Line of Credit on House included in Bankruptcy 6/07. BOA never followed through with to take house

Even though the surrender option was chose in bankruptcy, the mortgage company does not have to take it back. The owner still has the property in...

Usually they do an escrow analysis at the beginning of the Chapter 13 case. Anything you are behind, including an escrow shortage due to the...

What percent will a lawyer usually take?

I assume you had a contract so that would be the place to check. One-third is pretty typical but anything between 25 and 40% is possible. On top of...

My options for my car loan cosigner filing chapter 7 bankruptcy without my knowledge.

Usually this is not a problem. You still have a contract with the loan company and your payment status should not be changed. It's possible the car...