In Florida will unpaid credit card debt fall off my credit after 7 years if no outside collection company buys the debt?
Michael's answer
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Answered on September 19, 2016
The 7 years does not restart just because someone else buys the debt. At least that's how it's supposed to work. Many times, they act like it's a...
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If I file chapter 7 Bankruptcy will I lose my home?
Michael's answer
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Answered on September 19, 2016
In Chapter 7, the home is only viewed as an asset. If it's worth more than you owe, then you might lose it to the bankruptcy trustee. But the Ohio...
Archived
Do I need to look at Bankruptcy for help?
Michael's answer
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Answered on September 19, 2016
If you are considering a bankruptcy for yourself, your parents' trust would not be an issue. A future inheritance likewise would not an issue...
Archived
If I can't afford a lawyer, should I file myself?
Michael's answer
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Answered on September 19, 2016
There are many requirements that have to be met, and many people need some sort of help just filling out the papers. So, it's possible to do it...
Archived
New car dealership told me to return my BuyHerePayHere vehicle, now my credit score dropped 100 points can I sue?
Michael's answer
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Answered on September 19, 2016
Credit scores go up and down. In order to sue, you would have to show they did something contrary to your agreement. I can't tell if you actually...
Archived
How do I get my bad debt substantial reduced, don't want to file bankruptcy?
Michael's answer
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Answered on September 19, 2016
The normal things to do are raise legal defenses if there are any such as how they wrote up the terms or accounted for your payments. But if these...
Archived
Can we go back to bankruptcy court and have a debt discharged after we have already received a discharge?
Michael's answer
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Answered on September 19, 2016
Many judges have ruled that even if a debt is not listed in your Chapter 7, it was discharged and the case does not need to be reopened. Some rules...
Archived
Bankruptcy car question
Michael's answer
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Answered on September 19, 2016
As the other gentleman said, I would not be so concerned about the bank as the federal authorities. Certainly if the bank knows about all the...
Archived
How can I get an account settled...
Michael's answer
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Answered on September 14, 2016
Step one is usually to dispute the debt, and ask for verification of the debt, in writing with the debt collector. That stops the phone calls while...
Archived
Can I sue my Chapter 13 bankruptcy attorney for ineffective council?
Michael's answer
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Answered on September 14, 2016
The legal standard is what would have happened if you had been given the effective legal advice. You would usually have to prove that you were not...
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