Archived
If someone files chapter 7 bankruptcy but he does't put his truck on the bankruptcy, does he still get to keep paying on it.
Michael's answer
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Answered on September 21, 2016
In a Ch.7, the practical thing to do is keep the car company happy. As long as payments are made, they usually get to keep the car. On the legal...
Can owed unemployment be put in a bankruptcy claim?
Michael's answer
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Answered on September 21, 2016
Unemployment is certainly a debt that should be listed on your case. The government often claims you obtained money by fraud and asks that the debt...
Archived
I was garnished after providing a debtor's answer, can I get my money back?
Michael's answer
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Answered on September 21, 2016
Without reviewing the papers, it's hard to say why the attorney changed his mind. Sometimes they see a weakness in the papers you sent or sometimes...
Archived
What is the importance of "Satisfaction of Judgment"?
Michael's answer
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Answered on September 21, 2016
Satisfaction of judgment closes out the case, and also puts an end to the bad marks on your credit report. If they don't want to file anything very...
Archived
Will I be putting my girlfriend at risk by being an authorized user?
Michael's answer
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Answered on September 21, 2016
Adding you to a credit card should only affect that credit card. If she were to add you to a bank account, then all the funds there would be in...
Archived
Objection to nonperiodic garnishment denied/ dismiss. What happened here???
Michael's answer
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Answered on September 21, 2016
Money that has been garnished but not released to the creditor are an asset of yours similar to money in the bank. The amount should be listed on...
Archived
Small claims: collections
Michael's answer
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Answered on September 21, 2016
You typically can't take social security money, but there may be other assets or money the person has. Courts have post judgment procedures...
Archived
Will my property be in jeopardy if my son, who is on the Deed to my house, files bankruptcy?
Michael's answer
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Answered on September 21, 2016
He's a partial owner now so, yes, it brings up the house in his bankruptcy. The value of the house has to be disclosed along with the amount of all...
How does an escrow overage that is sent to a bankruptcy trustee get applied?
Michael's answer
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Answered on September 21, 2016
An escrow overage could be redirected by putting something in the plan to specifically address it. Since they are sure to file a claim, you could...
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Archived
My mother is suing me and I do not have the money for a lawyer. What can I do?
Michael's answer
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Answered on September 21, 2016
First, this is likely to be a small claims court kind of thing with the judge being more lenient with rules and procedures. One thing lawyers...
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