Archived
If you have a garnishment in one state and you move from that state to another state will the garnishment be able to follow you?
Michael's answer
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Answered on September 27, 2016
If something about the job is changing to NC, then the creditor would typically have to transfer the judgment to the new state to enforce it. Your...
Archived
What do I do now?
Michael's answer
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Answered on September 27, 2016
Going to court can be time consuming. First, I would contact the defendant to see if they are just late in paying or intend to fight it. Since he's...
Archived
Does this mean it was discharged in bankruptcy or that they sold it to collection agency and is this a violation of stay?
Michael's answer
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Answered on September 27, 2016
An action to collect the debt is a violation of the automatic stay. Letting something remain the same on an account history would not be a...
Archived
Can I file an unlawful detainer against a family member (non-tenant) who is currently in bankruptcy?
Michael's answer
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Answered on September 27, 2016
Chapter 7 cases have about a 3 to 4 month life. During that time, your family member is protected from creditor actions like an unlawful detainer....
Archived
Can my bankruptcy case be reopened?
Michael's answer
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Answered on September 27, 2016
It technically may still be open even though it's dismissed. That means you don't have to pay the reopening fee. A motion to vacate the dismissal...
Archived
How do I know Bankruptcy is right for me?
Michael's answer
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Answered on September 27, 2016
For starters, charged off does not mean the same as not owed. They may or may not decide to go to collections. The nice thing about bankruptcy is...
Archived
Are there any options to avoid judgement being recorded for seven year if balance is paid off with payment arrangements?
Michael's answer
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Answered on September 27, 2016
In court, a judgment is the product of a motion, and judges generally give time to respond to a motion if you show up in court and ask. If that...
Archived
I filed Chapter 7 Bankruptcy in July 2016 in TN. My dad just passed away will I have to pay that back from any inheritance?
Michael's answer
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Answered on September 26, 2016
All that you inherited becomes part of the bankruptcy estate that can be administered by the trustee. You will want to claim as many exemptions as...
Archived
Do I need to pay on a private student loan I co-signed for my sister if she filed bankruptcy?
Michael's answer
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Answered on September 26, 2016
Student loans are only discharged when extreme hardship is shown to the court. She likely still owes the student loans, but you do too. As a...
Archived
Do I have to pay a doctor bill that's well over 7 years and it was a charge off not even on my credit report
Michael's answer
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Answered on September 23, 2016
Try using your legal rights under the FDCPA. They are supposed to send you a letter stating what is owed and who it's owed to. You are allowed to...
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