Archived
Does your protection under bankruptcy law change if your salary goes up after you've been protected from creditors ?
Michael's answer
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Answered on October 21, 2016
The entire process involves disclosure of income, and convincing the court that it is fair to discharge debts. If income goes up, then the amount...
Archived
Garnishment on a 4000 medical judgement. They only garnished 2700.
Michael's answer
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Answered on October 21, 2016
Yes, they can garnish again until they are paid in full plus the interest and attorney fees that come due. Now may be a good time to settle with...
Archived
How will my ex-husband's bankruptcy (chapter 13) effect me and what are my options?
Michael's answer
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Answered on October 21, 2016
Any time there's joint debt, and one person files bankruptcy, the creditors go after the co-signer. A Chapter 13 plan can be set up to pay joint...
Archived
Can I File a Motion to Vacate Default Judgement if a Bank Levy is placed by the Collection Agency Working with The DOR?
Michael's answer
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Answered on October 21, 2016
Many government creditors get special procedures that allow them to collect without going to court. You should have gotten a notice ahead of time....
Archived
Where can I get assistance for a litigation/adversary proceeding? My finances are very limited.
Michael's answer
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Answered on October 21, 2016
The normal legal assistance avenues are open to you, and perhaps a local law school has a legal clinic. The problem is that litigation takes time...
Can debt obtained under a CPN number be included in a bankruptcy?
Michael's answer
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Answered on October 05, 2016
All debts need to be listed on your bankruptcy as well as the use of the CPN. The creditor is allowed the chance to contest the bankruptcy and have...
Archived
Can I disputed old debt from 2011 that had shared responsibilty , when the other person filed bankruptcy in 2013?
Michael's answer
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Answered on October 05, 2016
If the case was dismissed, that usually means the creditor didn't prove their case or they got paid enough that they did not need to continue...
Archived
Can I dispute a debt that I forgot to list in my chpt 7 bankruptcy
Michael's answer
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Answered on October 05, 2016
Unless money was collected by the trustee and distributed to creditors, most debts are discharged whether they are listed on the papers or not. The...
Archived
If I claim bankruptcy and I am getting paid partially by sweat equity into a business but have no interest in the company now
Michael's answer
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Answered on October 05, 2016
Whatever you own should be listed on the papers as well as any income you are getting. More generally, if you have the ability to pay your...
Archived
If I claim bankruptcy and inherit or come accros a significant amount of money after filling what happens
Michael's answer
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Answered on October 05, 2016
Anything you inherit within 6 months of filing is supposed to be disclosed to the court. You get to keep a small amount depending on what your...
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