Who do I call to get this matter right and clear

The debt collector or the time share company would be the ones to contact. They should be able to give you an accounting. Do it in writing and...

First step is to look up the rules and forms for the court. The rules of the court would explain things like deadline and possibly format, but it's...

Will I still have to go to court?

Whatever agreement was made, make sure you get it in writing and understand what they are promising. You need to know exactly what they expect in...

What can I do when a company that has changed its name lists their debt on my credit report twice?

I can't tell if you wrote to Sallie Mae or the credit reporting agencies. The procedure for disputes is to go through the credit reporting...

Does the company is a fraud?

Generally, factual lies are fraud whereas lies about fuzzier areas are harder to make the case for fraud. A specific claim about a credit score...

I am on SSD and got a judgement againsg me what cAn. i do fo vacate it

Grounds to vacate the judgment include they have the wrong person, they broke the agreement, or they did not give you credit for payments. Being...

What are limitations to landlords/ creditors in regards to my credit report?

You may have a good case for suing them if you have been seeking your answers in writing. The FDCPA requires them to respond to written inquiries,...

When will garnishment stop has been going on since 2006

If your original agreement provided for you to pay their attorney fees and court costs (most do) then that all has to be paid in addition to...

What is an "automatic stay" in a bankruptcy?

The automatic stay is what tells all creditors to hold off on collections and let your bankruptcy go through its process. If you fail to live up to...

Can I pay on my debt at the wage garnishment hearing?

You certainly can make that kind of offer, but I think it would be better to negotiate before the court date. They are there to give an accounting...