Archived
Can I reopen ch13 to compel the bank to foreclose , discharged and 5 years no sheriff sale, water bills being charged years.
Michael's answer
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Answered on November 09, 2016
You're in the lousy situation left between bankruptcy and foreclosure law. They don't have to take the property or foreclose even if you surrender...
Archived
Keep getting harassed by a debt collector
Michael's answer
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Answered on November 09, 2016
If you're still eligible, I would get all the bills together and send them to the secondary insurer. I don't know whose responsibility it was to...
Archived
What can be done legally if someone uses your SSN and name and create a fake account on an online e credit score site?
Michael's answer
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Answered on November 03, 2016
Sounds like a crime you can report to the police, and also something you can sue over if there are damages. I can't tell for sure, but if you're...
Archived
When I get married I am taking my fiance's last name and after we move into our new home, will I receive a new credit line?
Michael's answer
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Answered on October 28, 2016
I agree with the other 2 answers. The credit entries from your maiden name will not go away, and will show up under the married name. I'm sure...
Archived
I filed as single a chap. 13 in Va 4 yrs. prior to the discharge which was in 2012; now married and need to file again in Ky.
Michael's answer
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Answered on October 28, 2016
You are eligible for a 2nd Chapter 13 once 2 years have passed from when the previous case was filed. You can file on your own, together with your...
Archived
I did Chapter 7 bankruptcy
in 2015
Michael's answer
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Answered on October 28, 2016
Anything accurate is allowed. The fact that it was off and is now on again does not necessarily violate the law. They should be saying the debt was...
Archived
Can A debt collector ask for more money 3 months away from a debt payment fruition
I have paid on time for 29 months
Michael's answer
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Answered on October 27, 2016
As long as you have stuck to the agreement, you can force them to do so. Hopefully you have it in writing so you can show what they agreed to if...
Archived
I payed $1880 to claim bankruptcy and then I asked for a refund the very next day, which was allowed and they haven't payed yet.
Michael's answer
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Answered on October 27, 2016
Generally you're allowed to get the money back within a reasonable amount of time. It should be quick, but they can claim some of the money as...
Archived
Filing chapter 7 in state of AS for 2nd time
Michael's answer
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Answered on October 27, 2016
8 years measured from the date of filing until you can do another Ch.7, 4 years for doing a Ch.13.
Archived
Will a chapter 13 bankruptcy discharge a judgment granted from an unpaid credit card debt? wd this judgement be treated ...
Michael's answer
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Answered on October 27, 2016
With 70k in equity in the house, you won't be discharging debt until some of the equity is committed into the Ch.13 plan. You get to apply your...
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