How can I get BOA to take off those late pays when they sold my modification?

You did not state what was in the modification agreement? Was it in writing? Were late payments part of the negotiation. Were you making "trial"...

Credit reporting question about an debt transfer to collection agency

A Charge off does not mean you do not owe the money and it may be reported by the original creditor on your credit report as a charge off since...

Can my student loan company pursue my co-signer if the loan is not included in my chapter 13 plan

First of all you must list and include all your assets and liabilities in your Chapter 13, you may not choose to not include it. Now if included...

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I am at the end of my chapter 13. I am afraid my chapter 13 will be dismissed for two reasons.

You are "done paying?" When did you file the Chapter 13? You are paying off the plan now or completing your payments? You withdrew $4,000 from...

Age has nothing to do with it. The sooner you put it behind you the sooner you you can re-establish your credit. The first step to getting your...

There may have been an order of possession entered but I do not see the Sheriff evicting you that quick. It may have been a company hired by the...

My house has been in foreclosure now for almost 3yrs. It hasn't sold so who owns it, me or the bank.

You own it until its sold at a Sheriff Sale. You may want to consider a Chapter 7 bankruptcy filing (if you qualify) so that you get out from any...

My home has a sale date of January 3, 2013

The settlement with Bank of America is completely irrelevant and separate from your issue. Are you currently working? An immediate Chapter 13...

Can i go to jail for online check fraud that happen 2 years ago.

Most likely yes, get local counsel to advise you on this issue ASAP.

Can I get money back from 5 years worth of fraudulent debit charges?

This is a common tale, most likely you had a free trial period or something and they scammed you. Simply call back and see if you can get someone...