Can you tell me if the Mortgage company can keep the account open and still charge my account

Sounds like you may have a cause of action - contact an attorney now, many can offer free consultations even by phone as more information is needed...

Can I file bankruptcy, using my home, to pay off all debt including my mortgage?

You should consider a Chapter 13 over a Chapter 7 but regardless you should call for a free consultation with a bankruptcy attorney, there are...

If a borrower files for BK and they are making voluntary payments and are always running 60 days delinq.

More information is needed. What kind of bankruptcy was filed? What do you mean they are making voluntary payments? Are they in a Chapter 13...

Is there a Bankruprcy strategy know a filing a "Chapter 20". This is where the debtor first files a chapter 7 then a Chapter 13?

Whoever is advising you is obviously not an attorney or at least not one who knows bankruptcy. Chapter 20 is not a "strategy", in fact doing what...

Was this a foreclosure sale? More information is needed.

Do I need to keep homeowners insurance on a house that was foreclosed and filed chapter 7 on?

I would suggest you keep insurance on it. You own it until you do not own it and since the property is not sold yet you are still liable for post...

Will my realtor's short sale lawyer be considered my foreclosure lawyer too or should I hire a foreclosure lawyer?

Something is wrong here. You realtor does not have a short sale attorney. You realtor is your agent to list and sell the house. First is this...

Bank will not record sheriff's deed

What was the sale date? What was the Confirmation of Sale Date? Was it actually confirmed? Lender by it back or a third party? What is the date...

Bankrupcy to release me from Ex husbands home

You need to qualify for a Chapter 7 bankruptcy, many attorneys offer free consultations for that by phone or in person. You need to speak to a...

We filed and completed a ch7 2 years ago our home was included they are foreclosing but are offering a concent to transfer.

Are you referring to a deed in lieu? Without knowing what the document says its hard to determine if you should sign it.