Archived
After a foreclosure judgment on a residential property, what is the statute on personal deficiency judgments?
Richard's answer
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Answered on November 01, 2017
For a very long time, state law permits the judgment and the judgment lien to remain in effect for 7 years from the time it is entered or revived....
Can I file a chapter 13 to save my home?
Richard's answer
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Answered on November 01, 2017
Yes I help people like you save homes from foreclosure regularly. Chapter 13 helps you catch up on your missed payments.
Archived
Will my HELOC foreclose?
Richard's answer
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Answered on October 18, 2017
The short answer is yes. Lenders and their teams of lawyers are working against you. I recommend lawyering up immediately.
Archived
Do I qualify for chapter 7 bankruptcy?
Richard's answer
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Answered on September 29, 2017
The debts you describe are dischargeable in Chapter 7. There is more information I need to know.
Archived
What happens to a cosigner if the debt holder files for bankruptcy?
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Answered on September 22, 2017
Yes your credit will be affected, and cosigners are liable if the primary signer does not pay. I help people get out of this situation regularly.
Archived
Do i need a lawyer for a settlement i won while im in chp 13...
Richard's answer
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Answered on September 19, 2017
Find a lawyer experienced in Chapter 13 bankruptcy that can ask the court to grant you permission to keep the funds.
Archived
Bankruptcy?
Richard's answer
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Answered on August 14, 2017
That is too much equity. You will need a Chapter 13.
Archived
If my Ch 7 gets dismissed for some technicality will my lawyer want to charge me again to refile?
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Answered on August 12, 2017
Great question!! With my clients, I only charge another fee if I was not the cause of the dismissal.
Archived
Me and my wife just got a discharge in May for our ch 13. Can another ch 13 be filed right away?
Richard's answer
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Answered on August 07, 2017
Another 13 can be filed right away, so Yes.
Archived
Can you file another chapter 13 after just getting dicharged 2 months ago in 2017?
Richard's answer
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Answered on August 06, 2017
Yes, but you will not get a discgarge.
