Archived
Who will negotiate with the mortgage lender if I want a loan modification for what the house is worth and not what I borrowed?
Darren's answer
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Answered on December 21, 2011
How to proceed. Go to several foreclosure defense attorneys and see what options they advise you of. If they claim bankruptcy or maritime law is...
Archived
Foreclosure and modification - file locked by Freddie Mac?
Darren's answer
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Answered on December 21, 2011
In addition, if a modification comes through or not you may find yourself wanting to pursue the bankruptcy to free up additional cash as well. If...
Archived
What are the cons and pros of a short sale vs. a deed in lieu?
Darren's answer
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Answered on December 21, 2011
As mentioned, a short sale you need to find a buyer and successfully obtain the approval of bank/lender or "front man" as I call service agency....
In Foreclosure Proceedings, What is the Difference Between a 'Verified Complaint' and an 'Unverified Complaint'?
Darren's answer
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Answered on December 21, 2011
Typically if leave to file an amended complaint was not sought then a defendant may seek to argue that salient point, and then the plaintiff will...
Archived
Will my bank from my 1st and the bank from my 2nd mortagage pursure a deficiency judgment die to foreclousre
Darren's answer
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Answered on December 21, 2011
It will be important to determine more into what your legal state of residence is, what your assets are and what exemptions are available to you....
Archived
Is there a procedure/process where the bank gives the homeowner their house and forgive their debt?
Darren's answer
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Answered on December 21, 2011
Bankruptcy is a tool for dealing with many issues, including foreclosure, but just as a screwdriver is a tool it may not be the right tool to use...
Archived
Can a home in the foreclosure process be rented out if tenant is aware?
Darren's answer
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Answered on December 21, 2011
: In ’09, the Protecting Tenants at Foreclosure Act (PTFA) went into effect. Basically, it states that tenants who entered into a lease before a...
Archived
If I have a settlement from my deceiced sons estate for 30,000.00 but I owe 56,000.00 in child support for another child.
Darren's answer
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Answered on December 20, 2011
In addition, if you collect and use the money for anything other than paying for expenses for the loss of your son, you will likely face the wraith...
Archived
My boyfriend sold his car. The buyer was aware of all problems. After a few days the buyer decided he wasnt paying anymore!
Darren's answer
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Answered on December 20, 2011
You definitely want to hire an attorney. If you violate any of the collection laws you could in turn be sued. The attorney will be able to add the...
Archived
Can a Civil Rights Attorney, help me marry an inmate?
Darren's answer
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Answered on December 20, 2011
In Illinois there are numerous steps that need to be met to allow a wedding inside a prison environment. Many of these steps specifically disallow...
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