If I can only make $5 payment to collections and the min is $50 do they have to take it because its all i can afford?

A collection agency is under no obligation to accept your payment terms because that is what you claim to be the best you can do.

If someone is trying to serve you with a civil summons will the courthouse have a record of it

All lawsuits have to be filed in a court or they are not "actual" lawsuits. The company you are dealing with may be using the false threat of a...

I have a cash advance collection comp. saying there sending me a summons , they called me at work and left a message at my home

The Fair Debt Collection Practices Act (FDCPA)prevents a collection agency from calling you at your place of employment AFTER you tell them that it...

Contacted by a 3rd party collection group in regards to a ThinkCash loan taken out in 2007, saying they will take me to court...

Under the Fair Debt Collection Practices Act ("FDCPA") a debt collector cannot threaten to take any action they are not legally able to take or...

The actual age of the debt depends on when you stopped paying it. If it was 20 years ago, then it is probably past the statute of limitations (i.e....

Default judgment on file - attorneys still calling

It is well settled that attorneys collecting debts for another, as in this case, are subject to the FDCPA. Under the Fair Debt Collection Practices...