You would call HR or whatever entity administered the plan. If you no longer work for the company, I do not understand why you want the policy. ...

Every long-term disability policy that I have ever seen contains a clause that authorizes the policy administrator to apply for SSDI benefits on...

I agree with Mr. Wolf that you have not told us the reason for your hospitalization or whether there is any permanent harm. Assuming the sole...

Mr. Hoffman's answer was accurate and comprehensive. You have no cause of action against anyone. Actions ALWAYS have consequences, though not...

No. It simply means that all RVs, campers, motorhomes, and boat trailers cannot be parked in your yard (unpaved area). Rather, those items must...

DEF (Diesel exhaust fluid) is never intentionally added to ANY fuel, diesel or gasoline. Rather, Newer "clean diesel" vehicles inject DEF into...

Read your insurance contract with your gap insurance. You are probably in breach of that contract. When you are relying on gap insurance, you are...

In the state of Illinois, schools have no liability for negligent conduct. To be actionable, schools conduct must rise to the level of "willful...

Please realize that you are asking if the insurance company is permitted to do a thorough job investigating a claim. They not only have a right...

I agree with my colleagues that the contract will identify your rights and responsibilities. There are multiple potential problems that are too...