Archived
I believe it is my legal right to convert from Chapter13 to 7. Is this true?
Stuart's answer
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Answered on June 07, 2014
Generally speaking, yes. However, a conversion must be done in "Good Faith." There is no means test when you convert from a Chapter 13 to a...
Archived
My attny filed chapt 13 a month ago & suppose to file motion to strip off 2nd mortg as insecure debt but hasnt. Is it too late?
Stuart's answer
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Answered on May 24, 2014
No. If you have a concern, I suggest you contact the firm you hired to discuss what will be filed, and when it will be filed.
Archived
Do I have to pay my lawyer more money to convert to chapter 7
Stuart's answer
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Answered on May 14, 2014
Your lawyer is entitled to additional compensation. Fees for a conversion is not covered under our court's model retention agreement.
Archived
Discharged chap 7 bk with no reaff on mortgage. Have the opportunity to buy a house for 75% less than current mortgage. Current
Stuart's answer
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Answered on February 05, 2014
Since you did not reaffirm the debt, there is no need for you to do a short sale to release yourself from the liability of the mortgage. However,...
Archived
I have filed a chapter 13 in 2009 and I failed to send in my tax refunds and now the trustee is asking for a dismissal
Stuart's answer
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Answered on January 29, 2014
It is a general rule to follow your attorney advice. If you finish your 13 you will not have to worry about your car. Are you getting a tax...
Archived
Surrendered property three years ago in chapter 7 filing
Stuart's answer
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Answered on January 25, 2014
Contact the lender and ask if they will accept a Deed in Lieu of Forclosure.
Is it possible to get a reverse mortgage when you have gotten a Chapter 7 and did not get your house reaffirmed?
Jacqueline Y
Stuart's answer
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Answered on January 24, 2014
I don't see a problem refinancing your home. You merely need to find a lender who is willing to do the refinance.
Archived
I filed a chapter 7 in 09 im doing a13 now can this be dimissed or do i have to pay ghe full 5 years
Stuart's answer
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Answered on January 12, 2014
Generally Debtors have the right to dismiss their Chapter 13 cases . Obviously your debts will not be discharged and your creditors will be able...
Archived
Can I keep my house and car if I file Chapter 7 bankruptcy? Being unemployed a help or hindrance?
Stuart's answer
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Answered on January 06, 2014
What you get to keep is called exempt. As in, exempt from the bankruptcy court trustee's ability to take away your assets.
The first step...
Archived
Can you file a Chapter 13 Bankruptcy if you filed Chapter 7 and it has been 7 years since it was discharged?
Stuart's answer
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Answered on September 19, 2013
You can always file a Chapter 13. The questions are will it be confirmed by the judge, and will you receive a discharge at the end of the...
