You don’t have to. But the insurance company also doesn’t have to offer you anything. Best bed if you are injured is to retain a lawyer who can...

Great idea to do that. Not required, but polite and more likely to get the date to work for everyone involved.

Sure sounds like talking to a lawyer about this would be beneficial. Do it in private and get a free evaluation of whether you have a viable case.

Default can lead to the doom and gloom you foresee, but not quite that quickly. Is your carrier a substandard one? I’d make sure to go up the...

To add to what others have said, I suspect it’s very difficult to sue the university unless there were repeated complaints to them about bullying...

Thanks for choosing me to answer your question, but I’m not a lawyer who handles these matters, so I defer to those who do.

Car insurance makes money the fewer claims it pays, so it has no incentive to do that. Go to trial if you want, but without a witness, it’s...

Extremely. Typical. Settlement usually cuts off future medical unless unusual circumstances. Trial doesn’t do that.

Bring your current insurance card, which you can get online, and proof of payment of premium. That should suffice.

Unfortunately, schools are immune from negligence, so you have to demonstrate willful and wanton behavior. To do that, you usually have to show a...