Whose insurance is suppose to pay?

The driver of the moving vehicle is at fault but turn it over to your insurance and let them fight it out.

You did not cause the accident but you did drive without insurance. That is a separate issue that you now need to fix.

Will I get reimbursed for loss of use as a result of another driver hitting me?

If you were injured consult an attorney. If it is just you had to drive a car that was not as nice for three weeks it is probably not worth pursuing.

Can I sue if I paid for an abortion, but later found out it was incomplete because I had to get a DNC?

Probably not enough damages even assuming malpractice.

Yes possibly but you would need to have your records reviewed.

Can I be charged with interfering with public duties if my son had a medical emergency

You can be charged but based on those facts I doubt it holds up. Consult a criminal defense attorney.

Do we have a case for the auto accident?

Consult a personal injury attorney as soon as possible to review the situation.

I have become addicted to this gambling site making it hard for me to stop which is causing me over whelming stress and despair.

Get some help for the addiction. I do not see a case here.

Yes, have your records reviewed by an attorney.

If you fall in a ditch at someones home, is their homeowners resposible for injury?

Maybe, consult a personal injury attorney as soon as possible.