80/20 Loan what happen to the unsecure 20 portion?

You are still liable for the 20% loan and they can still come after you. You could negotiate a settlement or payment plan with them. 15% of the...

Protecting assets (home, savings, land) from rental property foreclosure.

You can try to do a deed in lieu, but negotiating a deed in lieu takes time and energy and is not a guarantee. Most banks require that you put the...

I completed trial period FHA-HAMP modification w/Bank of America Perm. Mod Approved 7/28/12. Still no papers. RCVD Foreclosure.

Are you saying you are due to make your first permanent modification payment on October 18, 2012? (That's today.) Or would that payment be your...

I am in foreclosure and the bank has filed a for summary judgment can i file for an appearance in Dupage court?

If you have not participated in the case at all, they are likely filing for default judgment against you. In which case, you should go to the...

I foolishly paid money upfront for a loan modification. Now I cannot contact anyone from the company to speak with me.

Contact Lisa Madigan's office. It is against Illinois law to collect money to assist with a loan modification, if no loan modification is actually...

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My wages are getting garnished for a loan that I know I did not take out!What do I do?

If it is truly a loan that you didn't take out, you've got a bit of a predicament on your hands. The debt collector is likely collecting pursuant...

I am thinking about filing Chapter 13 vs. debt consolidation. My husband just filed Chapter 13 for himself.

You should consult with a bankruptcy attorney. It's worth talking to a bankruptcy attorney in person. Many provide free consultations. That way you...

Own two homes, one down the drain. Need to find a course of action.

It's worth talking to a bankruptcy attorney in person. Many provide free consultations. You have a few options to consider in bankruptcy, including...

I stopped paying credit card debt in 1999. Is the debt now barred by the statute of limitations for collection in IL?

Yes, if you defaulted in 1999, debt collection should be barred by the statute of limitations.

If BofA didn't work with me on Short sale process . Is there any way I can get them to agree on a Deed in Leiu ?

Is the property in foreclosure? BOA cannot change the locks to the property until after foreclosure sale and a transfer of possession to the bank...