Tell the landlord that you need the citation to the specific law he is relying on. Then post that citation here. But, besides that, he had...

This is not a deal that will work for you. So the agent will drop the commission to 5% for dual agency, which translates here to taking both sides...

What are my rights to the car?

You both have an ownership interest in the car. You will need to work together towards any use or disposition of the car. If unable, then you will...

Can my wife and I reclaim losses and/or file suit against lender for refinance failure?

I imagine that there could be someone out there who is willing to take your money and tell you that you have a valid claim here. But you don't.