James Ian Bernicky

James Ian Bernicky's Answers (37)

Naperville, IL

Real estate Lawyer at Naperville, IL

Practice Areas: Real Estate, Business ... +2 more

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Should I file for bankruptcy before a summary judgment is filed in an eviction case?

James's answer | Answered on June 29, 2013

You can file a Bankruptcy at any point, whether it be pre-judgement or post-judgement; the results will be the same: an automatic stay. This is...

Archived

What are the pros and cons of a "Deed in Lieu of Forclosure" situation with a bank?

James's answer | Answered on June 19, 2013

I am in agreement with the other answers here, this is a complex question with many layers and it necessitates a complete review of your finances...

Archived

Should i get an attorney for my daughter who wants to become a singer? Would that help her get in the music industry?

James's answer | Answered on June 10, 2013

I agree with the other answers that much is dependant on where she is in her career. I don't know that an entertainment attorney will necessarily...

Archived

WHAT HAPPENS IF YOU DONT APPEAR IN COURT ON A CREDIT CARD DEBT OF 2,179.81 AT LEAST THAT IS WHAT I THINK IT FOR NOT SURE

James's answer | Answered on May 28, 2013

If you do not appear, most likely a judgement will be entered against you for the full amount plus costs and interest. Garnishment is usually...

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I have been told that I make to much money to file a Chapter 7 and I must do a Chapter 13 repayment plan. Is this true?

James's answer | Answered on May 24, 2013

As you are extremely close to an income which could exclude you from filing chapter 7, it is extremely important to speak with an attorney who is...

Archived

If I started to file chapter 13 but want to change to chapter 7, is that possible?

James's answer | Answered on May 24, 2013

If you haven't yet filed, it's certainly possible to switch from chapter 13 to 7. It sounds like you just met with him but haven't yet retained...

Archived

Will I loose my home and car if I file for bankruptcy.

James's answer | Answered on May 21, 2013

Most people are able to keep their houses and cars so long as their is not substantial equity in them. However, without knowing more specifics, it...

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