Archived
My 1st court date for foreclose proceeding (fifth third bank) is March 28, I can not file for a chapter 13 until April11 do I go
William's answer
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Answered on January 19, 2013
Another option is working with the lender to turn over the home in exchange of being released from any deficiency, such as deed in lieu or consent...
Archived
My nane and girlfriend name was on a eviction notice which provide a money judgment on the notice, her name was wrong on it
William's answer
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Answered on January 17, 2013
I agree with counsel. If the matter was a default judgment, you would have 30 days to file a motion to vacate the default. That is what I suppose...
Archived
Is this the full amount of debt owed?
William's answer
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Answered on January 17, 2013
As a result of the third party citation on your bank, the bank is ordered to hold an amount up to double the judgment amount. That is why it is...
Archived
Is the tenant responsible to pay a landlord-initiated utility bill sent 11 months after the usage was incurred?
William's answer
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Answered on January 16, 2013
The lease will control what the rights are. If it says they are responsible to pay their share of the utilities, then they are responsible for...
Archived
Will I become home less
William's answer
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Answered on January 14, 2013
If you are unemployed and on social security, the creditor cannot attach to your social security benefits. Second, If you own a home in your name,...
Archived
How much time does a land lord have to file for eviction with the sheriffs office after the court stay expires?
William's answer
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Answered on January 14, 2013
120 days from the date of the judgment. However, it can be extended by motion before it expires.
Archived
Should I discuss bankruptcy with a collection attorney for 2nd mortgage company?
William's answer
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Answered on January 14, 2013
You should discuss options with your own attorney. The 2nd mortgage attorney is only concerned with getting a judgment and frankly, they may try...
Archived
Bank accounts
William's answer
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Answered on January 14, 2013
If she is not on the account then no they cannot freeze your account. Mind you, I would make sure that the accounts are completely separate,...
Archived
How long does bankruptcy take?
William's answer
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Answered on January 10, 2013
Chapter 7 typically takes 4-5 months from petition filing to discharge.
Chapter 13 is 3-5 years depending on the plan you submit. That varies...
Archived
Please help
William's answer
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Answered on January 09, 2013
Your credit score will not be affected by opening up the account and, as counsel has indicated above, should she have a judgment entered against...
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