David P Lloyd

I rarely write online reviews for a number of reasons, but I feel compelled to share my experience. With the current state of the economy, more and more people might find themselves in financial hardtimes. This being said, there is hope for you if you use the legal system to resolve your issues. T...here is a negative stigma surrounding the bankruptcy process, but most don’t understand that its your constitutional right not to end up in “debtors prison”. This is why the bankruptcy code exists, to prevent a type of indentured servitude to creditors for the rest of your life. If you find yourself feeling trapped with no options out, then pursing this path could be your quickest way to a fresh start. Anyone that is reading this is more than likely backed into a financial corner in some capacity. My situation was very complicated and involved a multi-million dollar business that I had signed personal guarantees on a large business loan. As an entrepreneur, you never think that your business can fail, but sometimes outside circumstances put you in a position that is inescapable. In early 2019, I found myself in this situation, and honestly didn’t have a way forward without numerous lawsuits and hefty debt repayments for my business debt. After looking at nearly all options, I was referred to Mr. Lloyd who was very straight forward, and recommended that I file both a business and personal Chapter 7. After mulling over the options, I was left with little choice but to file, and I can say that the process can be brutal at times, but everything that Mr. Lloyd told me eventually came to fruition. Its truly a deeply emotional thing when you have to close a business that you’ve had for over a decade, but the advice that Mr. Lloyd gave me was exactly what was needed for me to gain a fresh start and a new footing debt free. Working closely with Mr. Lloyd, and Tammy (who is like the glue that holds the office together), I received a discharge of my personal debt, was able to keep all of my belongings (including my house), and wipe the slate clean of all lingering business liabilities. The only unfortunate aspect was that I had a client (that came from a family of attorneys) that decided to pursue an adversary proceeding against my personal Chapter 7. Being that they were attorneys, it was obvious that the cost of going to trial wasn't an issue since they wouldn’t have to pay legal fees. Upon learning that the adversary proceeding was moving forward, I again retained Mr. Lloyd to represent me for the trial. After an exhaustive process with the opposing party (which bordered on being frivolous on their end) we prevailed on all counts with respect to the adversary proceeding. When Mr. Lloyd called to tell me that we prevailed, I was almost in disbelief, and couldn’t be more thankful that I worked with David through the whole process. Make no mistake, I think that going bankrupt should be a once in a lifetime last resort, but if you need to go this route, then Mr. Lloyd is the Attorney that can get you through the process as smoothly as possible. For me, this was almost a two year process, but I now have zero debt, and can move forward with the rest of my life free of the burden of the business debt. I highly recommend Mr. Lloyd, and just know that you aren't trapped, and if you have a relatively simple case, this is usually a straightforward process. There is light at the end of the tunnel!

I owned a manufacturing firm and ultimately had to shut it down and go through Chapter 7 with it. I then had to go through personal Chapter 7. David helped me through both. This was a very difficult thing for me to go through. David never made me feel wrong. More so he was supportive through the... process. The whole thing was rather daunting but he spent the time explaining what I needed and now it is all behind me.

Mr. Lloyd is by far the best attorney I have seen work in the last 30 years. If he says something you can count on it being the right thing. If he says he is going to do something he will get it done. Mr. Lloyd also takes away any hesitation to share with your situation. He listens then gives you the... best advice. I was astounded the bankruptcy went exactly as he said it would and things happened when we were told they would. His staff is there to support you and help with any thing you need to fill out. They also show great patience. My only concern is he specializes in bankruptcy and I want to retain him for any other need I might have. If you are looking for an attorney you can stop, you have found him in David Lloyd.

We retained David L. It was a hard case, he had homework and he had to bring out his law book David L came thru for us n a good way, we loved his demeanor, and kindness and patient with us, we ever got some smile out of David L. I even learn a lot about our case from him, now we won't make that mista...ke again, I will tell everyone I know that's n trouble about David L Thanks to the Staff for their help

My husband and I retained Attorney Lloyd, through referral for a Chapter 13 bankruptcy. Attorney Lloyd was patient and knowledgeable throughout the filing process, particularly with me and my anxiety and questions about this unfamiliar process. Throughout the many hurdles and complexities of our fili...ng, Attorney Lloyd was unflappable. He was calm and meticulous and because of his diligence, he was successful in getting us a Chapter 13. During the life of the bankruptcy, Attorney Lloyd was always available for answers, never leaving us to feel alone during the process. Attorney Lloyd is well-versed in the area of bankruptcy and he is honest and hardworking. Tammy Ward, office manager, is a gem, who can be trusted to ensure that everything that needs to be done, will get done, she is a Godsend! We would highly recommend Attorney David Lloyd during times of hardship.