Information Regarding Escrow Account Cushions
May 28, 2014
The Real Estate Settlement Procedures Act (RESPA) addresses escrow accounts and the amounts that a lender may hold for payment of the borrower's real estate taxes, homeowner's insurance, and other ite...
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Continuing to incur medical debt. Should I file bankruptcy now or wait to receive additional bills?
May 31, 2013
If a debtor has substantial medical debt but know that she will incur additional medical expenses (or other debts) soon, it may make sense to postpone filing for bankruptcy. The reason is that ...
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Discharging Federal Income Tax Liability in Chapter 7 Bankruptcy
Oct 14, 2011
Is it possible to discharge debt owed to the IRS? The answerfalls in the realm of"sometimes" and "it depends".To know whetheryour particular situation qualifies, requires the following criteria to be m...
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I'm a Tenant and the House I'm Leasing is in Foreclosure. What Do I Do Now?
Jun 09, 2010
What Exactly is Foreclosure? Foreclosure is a legal mechanism by which a lender files suit against the owner of the property for failure to pay a mortgage. The lender is requesting that the balance ...
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Several Actions to Avoid if Considering Bankruptcy
May 30, 2010
Paying Off Loans From Family Members Payments to family members are prohibited under the bankruptcy code and can be recaptured as far back as two year prior to the date of filing. This can have deva...
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