James M. Smith

Jim Smith is a nationally recognized consumer protection attorney with two decades of experience holding credit reporting agencies, banks, and debt collectors accountable. As co-founder of Fair Credit Attorneys, Jim focuses on cases involving inaccurate credit reporting, identity theft, and violations of the Fair Credit Reporting Act (FCRA).

Before launching the firm, Jim spent over 14 years litigating class actions on behalf of consumers nationwide. In 2019, he partnered with longtime mentor Richard Doherty to build a firm dedicated to helping individuals correct credit reporting errors and pursue meaningful relief when those errors cause real-life harm.

Jim believes no one should be denied housing, employment, or financial opportunity because of inaccurate credit data. His practice blends aggressive legal advocacy with practical guidance, and he frequently works alongside family law attorneys and financial professionals to support clients navigating divorce and identity theft recovery.