Archived
My fiance had a student loan with a co signer and it has not been paid for over two years. The co signer paid it.
Wendy's answer
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Answered on May 10, 2013
First, you personally are not liable on the student loan to the student loan company since you are not a borrower. The original obligors were your...
UCC 1 Filing & Unsecured/Credit Card Debt
Wendy's answer
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Answered on May 01, 2013
I cannot fathom a reason why a credit card company would ever be allowed to file a UCC Lien. The company is not selling goods to a buyer on credit....
Archived
Can my employer term me if one of debt declared on bk is with them ? How long does it take a creditor to file a judgement ?
Wendy's answer
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Answered on February 13, 2013
First, a paralegal CANNOT give you legal advice unless it's at the direction of a supervising attorney and the legal advice is being given on...
Archived
Sheriff involvement in stopping a garnishment.
Wendy's answer
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Answered on February 10, 2013
If you file for bankruptcy (federal law), the automatic stay requires the creditor to STOP all efforts to collect on a debt unless a bankruptcy...
Archived
Are ongoing opposing counsel fees discharge-able in Chapter 7?
Wendy's answer
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Answered on February 05, 2013
First and foremost, your wife (and by extension her attorney) needs to be listed as creditors in your bankruptcy. Moreover, anyone who has or MAY...
As a creditor, can I request a 2004 examination?
Wendy's answer
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Answered on February 03, 2013
You have the right to a 2004 examination and/or production of documents but you cannot request the court to convert the case to a chapter 13...
Archived
Look for a referral to determine if automatic stay is in effect or not.
Wendy's answer
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Answered on February 01, 2013
You should at least call the Clerk's office for the bankruptcy court, give them the case number and ask whether the case is open or closed. If the...
Archived
If my paychecks are being garnished because of student loan debt, will my tax refund be garnished too?
Wendy's answer
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Answered on February 01, 2013
Sorry but if you've defaulted on a student loan, the lender can notify the IRS; any tax return will be turned over.
As for bankruptcy, it will...
Archived
The court gave me till the end of today to file all the additional papers for my bankrupcy but I was unable to complete
Wendy's answer
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Answered on January 25, 2013
While you can more than likely file on Monday over the counter, the judge does not need to accept the filing as being compliant with the judge's...
Archived
My attourney says he filed my bankruptcy. I didn't sign the final papers and I've not heard anything else from him.
Wendy's answer
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Answered on January 25, 2013
There doesn't appear to be an actual question in your query. If you need to find out whether your case was filed, call the clerk's office and ask...
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