If my husband files bankruptcy how much van it affect me.

It has no effect on you directly, unless you have joint debts. However, looking to the future to purchase a home with both of you signing a...

I am in Virginia, filing Chapter 13 Bankruptcy schedule F multiple collection companies for 1 credit card.

List the original credit card with the address, account number and amount owed. Add the collection agencies as "additional notice". list Them as...

Selected as the best answer

Does a lien on property survives when there is a court discharge (bankruptcy) ?

Liens survive bankruptcy. If the lien is a result of a court judgment ( for example, a credit card company sued you and obtained a judgment in...

I plan to do a Ch 7, let the bank foreclose the home (mtg- there are 2) I simply can't afford to keep it.

If the liens you are referring to are judgment liens against your home, there is no reason to spend additional attorneys fees to have this done if...

If contemplating Chapter 7 exclusively for credit card debt, how should I handle paying my credit card debt in the interim?

We usually advise our clients that if a Chapter 7 is going to be filed, there is no reason to continue making payments on the credit card debt.

What happens to Mortgage when discharged in BK?

The great advantage to not signing a reaffirmation agreement is that it totally eliminates personal liability on a mortgage. This far outweighs any...

In filing a chapter 7 bankruptcy , will I have to list all debt? Will I be forced to sell my travel trailer?

You are required to list all debts. You can contact the banks underlying the credit cards after you file to see if they will let you continue to...

I paid my lawyer to file bankruptcy back in August, I did the counseling, gave him all information necessary and even signed the

Did your lawyer tell you that he was going to hold off filing your petition for any reason? If not, call your lawyer, write your lawyer. You are...

I filed Ch.7 BK and was granted a discharge in March. Can I reaffirm my mortgage to get the benefits for restoring my credit?

Reaffirmations for a mortgage are generally a bad idea. You make yourself liable for a debt that is discharged in a Chapter 7. That benefit...

HOW CAN I GET MY MONEY BACK FROM A LAWYER I FILED BANKRUPTCY WITH IN 2012 AND PAID IN FULL BUT NO RESULTS?

Contact the Office of Attorney Ethics to make a complaint. Their website is as follows: http://www.judiciary.state.nj.us/oae/