I want to file chapter 7 I live in yo ohio I don't have any assets and I do not want to keep anything. Legal aid can't help

It is not a good idea to file on our own. Although it may seem simple to fill out the forms yourself, filing a bankruptcy is more than filing out...

Is there a point in time when it is too late to file ch. 7 and collection proceedings are irreversible?

Collection proceedings are not irreversible. It is probably never too late too file ( although as I write this, I can think of some examples where...

Is Bankruptcy the answer? I was told it could address all of these issues at once but I'm not sure what to do.

This is really not the correct forum to get a complete response to your situation. There is far too much information that is needed in order to...

Will I still owe on my car when my cosigner files for bankruptcy?

If your friend files a Chapter 7 bankruptcy, you are not protected. After the car is repossessed, it is sold. Any money still due can be collected...

Selected as the best answer

Tax Consequences for Deed In Lieu on Chapter 7 Discharged Debt Not Reaffirmed (did continue to live in the house 6 years)

Your Chapter 7 discharged you from any personal obligation on the mortgage and you did not reaffirm. If you do received a 1009 notice from the...

How can I get a debtor to amend their schedule F?

You cannot update the schedule; only the Debtor can do so. It really makes no difference. If the Debtor listed "amount unknown", whatever was owed...

Can someone who filed a chap 7 previously file a Chap 13 afterward ? How long he has to wait in between filings?

A Chapter 13 can be filed after the Chapter 7 discharge is received. Debts must be repaid at 100% since no discharge is issued but since the only...

In bankruptcy proceedings can a wife file for bankruptcy without involving or including the husband?

A married person can always file a bankruptcy alone; the spouse is not required to file. There are times when it is advantageous to do so; this is...

You did the correct thing by not signing the reaffirmation agreement. As a result of the bankruptcy discharge, you have no liability to the...

In a marriage where husband is a gambler. I am thinking about filing bankruptcy ($25,000 in debt). Is that the best. Im with son

It is a little bit beyond the scope of this website to advise you whether either type of bankruptcy would be best for you. There is far too much...