Is there a consensus on whether student loan money is income or debt with regards to creditors & lawsuits seeking payment?

A loan is not income. I do not see how this can backfire on you.

I had judgement ( credit card) ,now they filied motion against my house (lien),If I filied BK 7,can I Avoid this ?

Judgment liens against one's home CAN be avoided under the proper circumstances. In general, to avoid a lien, the difference between the present...

Will my personal bankruptcy affect my child support modification?

Your personal bankruptcy should have no bearing on the amount of child support that you are to receive.

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If my husband filed ch 13 and was confirmed can I (his wife) get a job? He was laid off

Most definitely. You can get a job. His bankruptcy does not effect your ability or right to obtain employment. In the future, if the plan needs...

I received a Summons from a Debt Colllector. Do I need to worry much about this matter? Do I need to see a lawyer?

When you receive a summons, seeking legal advise is always a good idea. Ignoring the summons will in almost every situation, result in a judgment...

Since I'm unable to pay I think a creditor is probably going to get a judgement against me next week, can they take my car?

Short answer: the judgment credit cannot take your vehicle. Long answer: If you were in my office right now and interviewing with me for a...

Since I'm unable to pay I think a creditor is probably going to get a judgement against me next week, can they take my car?

Short answer: the judgment credit cannot take your vehicle. Long answer: If you were in my office right now and interviewing with me for a...

If I have a title loan can I file bankruptcy

Title loans can be discharged. The issue becomes whether they "perfected" their lien against your vehicle, meaning, do they actually have a lien...

What do I need to do immediately after filing Chapter 7?

In the Northern District of Illinois which is where you reside, the Clerk of the Bankruptcy court sends out a notice to each and every creditor...

Can I keep the house if I filed BK chapter 7 in Illinoise ?

With dollars amount set forth in your question, your home would not be sold by the Trustee to whom your case is assigned. A bankruptcy Trustee will...

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