My House was Foreclosed 2 yrs ago and now I"m being sued by Law Firm to collect on Remaing Balance from PMI can I file bankrupsy

Since you are umeployed, the odds are that there should be no reason you could not file a Chapter 7 bankruptcy and eliminate this debt and other...

I file chapter13. Iam in a payment plan. i need to convert to a chapter7. i do not want to go with the same attorney.

Yes. You have the absolute right to change attorneys. There may be a complication if there are any outstanding attorneys fees that are due your...

My chapter 13 is not on my credit report. I filed in 04, dismissed 09.

Whenever one obtains a credit report, it comes with instructions concerning the correcting of inaccurate information or disputing incorrect...

Severely Overpaying for Home Mortgage........what can i do?

If your parents did not reaffirm the mortgage, their bankruptcy allows them to "walk away" from the mortgage and the home and never have to worry...

I went to court and i still have to pay the cc debt but i am unemployed and have no money, what do i tell them and what will hap

There is no reason to even try to arrange a payment plan if you are unemployed. The ONLY good about not having a job is that there are no wages to...

If i am sued and my marital home is not in my name but only in my husbands name could a lien still be put on the house?

If you are sued and a judgment is entered against you, a lien can only be placed against property that is in your name or your name jointly with...

How will my ex-husbands chapter 13 bancruptcy affect me?

Your credit report will likely, but not definitely, indicate that your co-debtor filed a bankruptcy. It is unclear as to whether this should be on...

IS IT NECESSARY TO ANSWER DEBT COLLECTOR CALLS IF FILING CHAPTER 7

You have no obligation at all to talk to a creditor. The nice thing about bankruptcy, once your petition has been filed and your lawyer has...

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Collection Agency is trying to collect after suing me but the judgment was never recorded. Can I sue them?

There is no requirement to record a judgment. Recording is simply an additional step in the collection" process that turns the judgment into a lien...

I filed for chapter13 6 years ago and it was dismissed the same year.i have not paid on my second mortgage since then?

Your second mortgage debt still exists, whether or not the lender itself is still in business. The loan was either sold or transferred. Finding...