When credit card companies file a lawsuit against you do they stall sometimes?

There can be no seizure of bank accounts until such time as there has been court determination that the money alleged that is due is in fact owed...

Is there a way that I can refinance my mortgage? Or do you have any other advice for me?

Your lawyer advising you not to reaffirm was the correct advise. Bankruptcy provides a discharge of personal liability and there is no reason to...

Can i get retainer back from attorney who misrepresented me in Chapter 7?

Send a letter to the attorney, request that the money you paid be returned, advise that you will file a complaint with the licensing agency in the...

Can I save my home from foreclosure when my spouse is unemployed and I am not on the loan?

Chapter 13 is the bankruptcy that can stop or prevent foreclosure and allow the past due mortgage to be repaid over a period of up to five...

Whether a Chapter 7 Bankruptcy will discharge your obligation to the IRS can be a quite complicated matter. First, you need to determine whether...

After filing chapter 7 and including first and second, we stayed in home only staying current on the first mortgage.

Your attorney advised you correctly; the second mortgage cannot collect from you; the debt itself is discharged. However, what the bankruptcy did...

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Bankruptcy?

Possibly. A good deal more information is needed about: your current income and living expenses, value of your assets, types of debts and amounts...

Internal Revenue Service and owed personal income taxes

With the entry of the discharge, the IRS can now start collection procedures. The closing is simply a clerical or administrative procedure handled...

Your obligation to pay on the promissory note that you signed when you received your mortgage loan is discharged with the Chapter 7. This means...

As an unsecured creditor, how does my small business recover funds owed to us?

If the Trustee assigned to the case determines there are assets to be administered, all creditors will be notified to file a form called a "proof...