Personal debts (to family) before filing bankruptcy?

If any money received from family within the six months prior to the month that you file bankruptcy was a gift, the gift is listed as income and...

Bankruptcy Chapter 7

Write them a letter. Attach a copy of the discharge and the list of creditors showing they were listed in the petition. (Assuming that you did...

Can I include a house in a Bankruptcy that I am still paying on?

Procedures in Chapter 13 vary from jurisdiction to jurisdiction. I assume you had an attorney to handle your Chapter 13. If not, hire one. I...

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Going to court for cc debt...

Unless you have other debts that add up to a large enough amount of money to make it worthwhile to file a bankruptcy to eliminate this debt and you...

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Is it required to send a copy of my state ID with my bankruptcy chapter 7 petition?

In our jurisdiction, covering Chicago, IL, debtors must bring their stat photo i.d. and social security card to the meeting with the Trustee. If...

To reaffirm or to not reaffirm....That is the question! We are in georgia and have Seterus as a mortgage company.

We rarely if ever advise a client to reaffirm a mortgage. Why make yourself personally responsible for a debt when it is not necessary? The lender...

Can initial payments in a Chapter 13 plan be lower if trying to modify mortgage?

Chapter 13 plan payments need not be constant throughout the term of the plan. Payments can be increased during the plan. The common situation...

I received a default judgement from district court for a credit card I defaulted on due to a Stroke. What should I do?

Disability should be exempt from garnishment. You should, however, contact a local, experienced bankruptcy attorney to make certain that you are...

HOW DO I GET A MORTGAGE OFF MY CREDIT REPORT

Filing a bankruptcy does not eliminate your ownership of the home. Unless you signed a deed back to the mortgage lender, your still own the home....

Ch.7, I have 2 cars. What happens if I give a title to another right before filing?

Never, ever transfer any asset to anyone before filing a bankruptcy. It can only cause a problem. Exemptions - basically, what assets you are...