I had 20k credit card debt. Few months ago used remaining 10k of credit cards. No asset, income, late for last 2mnths. Options?

Chapter 7 MAY be an option depending upon your current income and income for the past six months and the value of your assets. You most likely...

Since my divorce I have racked up a lot of debt because I have been out of work and state is taking $370 a week from my UNEMPLMT

Cutting a deal with your creditors in light of your current income is probably not possible, unless you have some money saved. Normally, you would...

If i defaulted on a private student loan can they go after my co signer if i file for bankruptcy in nj

If you are going to file a bankruptcy, you need to file a Chapter 13 and repay the student loan since student loans aren't dischargeable in a...

My wifes mom contract for deed our home to us we lived here for the past 8 years and the mom is filing bankruptcy.

Considering the state of the real estate market, most likely not. The real answer to your question will depend upon the current market value of...

Disputing a charge on my credit card. On 12/05/12 I went out with a beautiful women and was mesmerized by her.

It seems to me that you have learned a $700.00 lesson. You said the words yourself: like a fool. Sorry to seem so cold. You authorized the...

How long does plaintiff in a civil lawsuit stayed by a chapter 7 bankruptcy have to restart litigation after debtor's discharge

If only the husband filed a Chapter 7 and the wife is a co-debtor in the case filed by the plaintiff, the bankruptcy does not stay the lawsuit...

Is it better to file Chapter 13 or chapter 7 if I am going to be filing for dissolution of the marriage soon.

Unfortunately, there is too much information required and your situation is too complicated to be answered properly in an online Q and A session....

My husband consolidated his student loans after we were married ( to over $100,000.00. I did not sign the loan documents.

You should not in any fashion be held responsible for his student loans. If there is a divorce, including such a clause in a settlement agreement...

My Chapter 7 BK was discharged. I unintentinally failed to list a debtor.

Our jurisdiction follows the case of "In Re Mendiola "which states that all debts in existence at the time of the filing of the petition, although...

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Served summons for a judgement. What can they do? Must I appear as stated; or could I try to work out a payment?

Since you had a settlement already, it is most likely not possible to settle again. You can try but the odds are against you unless you can offer a...