If you have no assets that are above the allowed exemptions under the law, you are what is known as judgment proof. This means that should a...

Chapter 7 Bankruptcy attorney not filing case.

Contact the Attorney Registration Commission to make a written complaint. Your case should have been filed or you should be entitled to a refund if...

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I received a court summons for creditcard debt that i owe but cannot pay, what should i do?

Unless you do not owe the money, the end result of this lawsuit will be a judgment against you. The judgment can turn into a wage garnishment and...

My Son mistakenly filed a chapter 7 bankruptcy, He now is switching it to chapter 13, will this go through?

There is so much involved in answering this question that it really cannot be done through this type of Q and A. Our office has had many cases...

Would my cosigner on an auto loan still be liable on the loan if he does not enter into a reaffirmation agreement.

Your co-signor cannot reaffirm. Reaffirmation is only for the person that files the bankruptcy. As long as there is an outstanding balance,...

What I can do to get a relative to pay or give back the item he said he would pay off? Can we do anything about it?

If you have already written the family member a letter, you may have no choice but to file a lawsuit. You have to decided how you value your...

Most likely, you can only remove the judgment against property in which you live. It is a motion to avoid a judgment lien that impairs the...

Bankruptcy requires COMPLETE and HONEST disclosure of all aspects of one's finances, including everything that one owns. So your Dad must include...

I have a friend contemplating bankruptcy and is expecting a settlement for an injury; can creditors take it?

If your friend is a Minnesota resident, he can claim the Federal bankruptcy exemption for personal injury of $22,975.00. This means that if and...

Chapter 13 bankruptcy foreclosure unsecured debt

All debts need to be listed in a Chapter 13. If there is a deficiency judgment for the mortgage, it will be needed to be included in the 13. If...