What happens to a bank account (Savings and checking) after filing for chapter 7 bankruptcy.

What you are able to protect would depend on your state's personal property exemptions. Debtors are given exemptions they can use to protect...

Carmax has most likely sold the debt to the collection agency for a fraction of the debt. Therefore, I would recommend calling the collection...

Credit card debt

Since you obtained the credit cards before you were married, you will be liable for the debt you incurred and not your husband. You can always try...

In a Chapter 13 is it better to do a lien strip or a deed in lieu of foreclosure?

You can only strip 2nd mortgages that have absolutely no equity. Therefore, if you only have one mortgage, you can not strip the mortgage with a...

The answer to your question depends on what district you reside in. In the Seventh Circuit, there is a case law that is on point with your...

We own money on a car we don't have any more, they said we need to come up with 15,000 in to months and that the settlement.

It seems like the creditor is pursuing you for a deficiency. A deficiency is the difference from what they sold the car for and what you owed on...

Can a lender garnish my wages in nc. what about garnishing with irs

In Illinois. a creditor can garnish 15% of a person's wages once they obtain a judgment and are granted permission from the court. I would assume...

I have got to go to court dec 8 from small claim court this is for a credit card debt

The first thing you should do is make the plaintiff (the party suing you) prove that they are entitled to collect from you. If they are suing you...

How can I negotiate down (private) student loan debt?

Your first step should be contacting your lender to inform them of your current financial condition. From my experience, they will work with you...

$23,000.00 medical emergency bill. On unemployment. Can they take our trailer that's paid off?

It would depend on Arizona's homestead exemption. In Illinois, if husband and wife own a house then $30,000 of equity is exempt and creditors can...