Does my insurance company have the right to say i'm at fault if the police report declares me not responsible for the accident?

The police do not determine who is at fault. Fault is determined by the witnesses including the parties. Based upon what you tell us I am of the...

Can I sue a doctor

You can sue if you can get a doctor who is willing to testify that your doctor deviated from the standard of care and that deviation caused you an...

Can a person sue for a slip on ice in a business park that resulted in a broken shoulder?

Sure you can sue but consider this. In order to recover you must show that there was an unnatural accumulation of ice or snow. Even if you are...

I know from experience, catheters are no fun. But to get to your question, you should consider this. Malpractice cases are expensive to pursue...

What can I do if my car was hit and the person ran off? I do not have collision coverage.

Its really to bad, but it looks like you are stuck with the cost. Without collision coverage you are out of luck.

I slid on some black ice and rear ended a car, causing no damage to my car but a hairline crack in her 1997 saturn bumper,

Report it to your insurance and let them settle the claim. My guess is that their adjuster will come up with less than $850.

UnFair offers

I think you might be referring to the obligation of an insurance company to negotiate in "good faith." There failure to do so could result in an...

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Is it to late to take legal action for personal injury damages?

No its not to late. Gather up all of your medical bills and insurance policies and go meet with a lawyer ASAP.

Do I need to claim an injury before I am laid off?

The big question is why didn't you report it when it occurred.

Should I get an attorney

Welcome to the world of insurance claims. You should at least discuss the case with an attorney to review your options.