I would highly consider you to consult with an attorney. At worst see if the clerk of court where you were sued can help. You don't want to not...

Well said Kris!

The bank is asking me for a letter stating that I promise to pay all my collection debt with the new loan, any sample letters?

Ask them for a sample since they want it. I agree with attorney Cobin. This seems odd.

How can I find if Oak View Law Group is legit in NY, can they hurt my credit history, can I sue them?

I would consider hiring an attorney to review the situation. Most initial consultations are free!

Can a creditor demand payment for a discharged debt If you voluntarily pay the same creditor for another debt?

Nope!

What are my rights as a consumer if a debt collector wants to collect on a credit card debt in Florida?

Check out http://www.debtcollectorshateus.com. Also search for legal guides on the FDCPA. If you think your rights were violated reach out to one...

My wife was just arrested for 7 counts of fraud. She is being processes now. Can I get her a lawyer to go before the judge?

Asker - sorry to hear about this. You may want to re label your question as having to do with criminal law. You will probably get more answers. If...

Can they garnish wages from a social security disability check that is the only income

Nope! Make rue you deposit those funds into a bank account that doesn't contain funds from other sources.

What is the best way to pay off an auto loan that has been charged off but still with the original creditor?

Call them and just negotiate. Start at 50% and see how they react. Before you start with a number though make ire you get the current payoff. You...

If I die , are my children and / or other family members legally responsible for the debt I leave behind ?

Probably not unless they are co-signors or you have a spouse. http://en.wikipedia.org/wiki/Community_property