Is a credit attorney legitimate? If so, do you have to hire one from your state?

I would be very very careful. It's unlikely that an attorney will call another attorney or practice area suspect but I will say this - don't rush...

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Fraud or not

They can technically do whatever they want. In terms if you being liable for a crime, no. If you had permission to use the card at the times you...

Credit card debt as judgments prior to BK?

I would reach back out to your bankruptcy attorney and ask them to help you. I the creditors still attempt to collect on the debt post discharge...

I have credit CARD DEBT. I am planning to settle all my credit cards. I have a citicard that I owe 866$

I agree. Make sure you get something in writing and that once you pay you will somehow have a record of your payment. If they try to pull any...

Can a German Collection agency damage the credit rating of a US citizen?

Is is a really interesting question. I am not trying to dodge it so I will say this up front - I don't know. I can tell you the the answer will...

A bill collector is threating my wife with destroying our credit if we don't pay in full by next month can they legally do this

I agree. Contact one if us consumer attorneys. The debt collector that broke the law is required to pay our fees so it will be free for you. Good...

I have been paying a bill. I have been sending them $50.00 to $100.00 amonth. They want more or else they will turn me over .

It's interesting that you say "turn you over". Is this something that they said or what you interpreted them to say. Debt collectors love to use...

I was issued a summoms to appear in court on 3/19 2013 for a furniture loan from WELLS FARGO, bankruptcy filed in 2011 for this.

First of all, make sure you show up to all court dates unless you don't mind automatically losing. Yes, assuming you meet certain requirements your...

Debt collector is garnishing my wages for a credit card debt that is not mine. What can I Do?

Wow! It sounds like the law firm is violating the FDCPA. Under that law, debt collectors are not allowed to collect more than what is owed or...

Are there any lawyers that DONT charge unless you win? I never received my pay so I can't afford retention.

I'd be interested in speaking with you. If it sounds like there is a case I can refer you out to a AZ Employment lawyer that I know pretty well. ...