Questions answered by Jeffrey Scott Hyslip

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How much can a debt collector charge on a Doctor bill?

Jeffrey's answer | Answered on April 22, 2013

They are allowed to charge only what the contract provides (pre-suit). If they are collecting more they are violating the FDCPA. If so, find one of...

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Does a Debt Buyer have the right to ask about an account with a different bank on their interrogatories? If so, how do I answer?

Jeffrey's answer | Answered on April 22, 2013

This is a pretty specific question for an online Q&A Board. Generally, (although I am not certain under ND law) one party is allowed to "discover"...

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How much does it cost to fill bankruptcy?

Jeffrey's answer | Answered on April 22, 2013

Whatever you do, please try to use an attorney. Not doing so could cause you significant issues down the line. Best of luck!

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What forms do I need to order a debtor to produce documents? What information do I need to provide about the debtor?

Jeffrey's answer | Answered on April 22, 2013

Hello. Most of the attorneys that participate on AVVO.com are consumer attorneys that defend consumers. So, if you don't get an answer on here,...

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FDCPA laws pertaining to call screening third parties.

Jeffrey's answer | Answered on April 22, 2013

The FDCPA doesn't specifically address your question, however, a good consumer lawyer could try to make the argument that the collection agency...

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There is a collection agency that is trying to collect a debt on my son's estate. I believe that the time limit of 6 yrs is up.

Jeffrey's answer | Answered on April 22, 2013

If they are harassing you ("Busting my chops"), you might be able to sue the agency under the Fair Debt Collection Practices Act. Find one of us...

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If I was sent to a collection agency for a matter and that matter did not even pertain to me (in other words they have the wrong

Jeffrey's answer | Answered on April 22, 2013

I agree - in addition to the FCRA, I would find a reputable consumer protection attorney that also focuses on the Fair Debt Collection Practices...

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What the laws regarding when a judgement can be placed on a debt?

Jeffrey's answer | Answered on April 22, 2013

I am a little confused. You were hit. The person that hit you offered a settlement. Your lawyer rejected it. Now it is showing up on your...

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Do any rights exist to protect poor students? My university wants me to pay a very high collection fee.

Jeffrey's answer | Answered on April 22, 2013

The answer to your question is simple. Creditors (Schools) can charge fees if they are authorized by statute, or contract and are not expressly...

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Can I legally place and ad in local newspapers that states that my son is defaulting in his student loans that I co-signed on?

Jeffrey's answer | Answered on April 12, 2013

I am going to skip the question about "can" you and instead answer should you. As a Counselor (at law) I would say, no. I don't know of anyone...

Jeffrey Scott Hyslip's Answers (406)

How much can a debt collector charge on a Doctor bill?

Does a Debt Buyer have the right to ask about an account with a different bank on their interrogatories? If so, how do I answer?

How much does it cost to fill bankruptcy?

What forms do I need to order a debtor to produce documents? What information do I need to provide about the debtor?

FDCPA laws pertaining to call screening third parties.

There is a collection agency that is trying to collect a debt on my son's estate. I believe that the time limit of 6 yrs is up.

If I was sent to a collection agency for a matter and that matter did not even pertain to me (in other words they have the wrong

What the laws regarding when a judgement can be placed on a debt?

Do any rights exist to protect poor students? My university wants me to pay a very high collection fee.

Can I legally place and ad in local newspapers that states that my son is defaulting in his student loans that I co-signed on?