Archived
Can my mortgage bank get $100,000 force-place insurance coverage at $1500 annual premium for a $1.00 mortgage loan balance?
Stephen's answer
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Answered on November 14, 2013
I agree with the others: you need an attorney. Make sure you bring EVERY notice and EVERY monthly statement! If those statements and notices assess...
Archived
So new owners know a tenant has a lease but does this mean you cannot break the previovs agreement?
Stephen's answer
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Answered on November 14, 2013
Generally, the only times a lease can be terminated early in case of a sale of the property is (a) if the lease itself allows the landlord to do...
Archived
Do I have to stay in my lease even though my Mortgage Company is canceling it due to "Remodeling"?
Stephen's answer
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Answered on November 14, 2013
Unless the lease you signed gave the landlord the right to cancel the lease under these circumstances, this is baloney. The whole point of having a...
Archived
Is a Wisconsin property deed that was executed in Illinois legal if there are names whited out, leaving only one name?
Stephen's answer
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Answered on November 14, 2013
And I would want to know who is holding the ORIGINAL deed. It should have been mailed back to someone. If it was your dad, then honestly if he...
Archived
Is there any exemption for transfer between brother in laws for real estate closing in Oak Lawn?
Stephen's answer
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Answered on November 14, 2013
I'm not sure you're asking the right question. You may be talking about a few hundred dollars in transfer taxes. That may be PEANUTS compared to...
Archived
Under which grounds can I sue this school?
Stephen's answer
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Answered on November 14, 2013
I get no points for this answer, and frankly take the risk you'll decide to trash me on social media too, but to me there may be a lot more here...
Archived
What do I do about the presumably illegal basement apartment that we were not told about before signing our lease?
Stephen's answer
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Answered on November 12, 2013
If the landlord doesn't live in the house you are covered by the Chicago Residential Landlord & Tenant Ordinance, a summary of which is supposed to...
Property rights for change in elevation creating change in storm water runoff
Stephen's answer
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Answered on November 12, 2013
Illinois and many localities prohibit neighbors from artificially changing grade elevations to cause runoff to adjacent property like yours. But...
Does Ameren need to have a recorded easement to put power poles across our Illinois farm land?
Stephen's answer
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Answered on November 12, 2013
And, if the farm or any farm buildings get their power off the lines, then there is an easement that was most likely granted for that purpose,...
Archived
What is the Board's liability in approving drawings that remove a load bearing wall and is now demanding it be replaced?
Stephen's answer
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Answered on November 12, 2013
I agree with the others but in my view there are two questions here: (a) who is responsible, and (b) who should pay.
A structural wall can...
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