Late fees

It might be, depending on what your credit card agreement says, and when it was posted. However, you should call the credit card company to ask for...

I just got out of BK 7 1-2 months ago. Everything was listed/declared. Home listed surrender just went up in Value. Can I sell?

The short answer is yes, you can sell your house, and get the proceeds, after paying off the mortgage. However, you should consult with an...

Can I file a Chapter 13 to assist with un suspending my plates for toll charges.

Only Chapter 13 will allow you to pay the toll fines in a percentage, and, after you are done with the payment plan, eliminate the rest. Once your...

You may or may not be able to file Chapter 7. It depends on the all-important means test. An experienced bankruptcy attorney is the person to...

Get the money back and buy a used car for that money. Or try for a less expensive car. Call your lawyer to discuss this. If you don't have a...

I make 85K a year and have 155K in unsecured debt

The answer is that it depends on the results of the "Means Test". It is important that you discuss your whole situation with an experienced...

Generally not, but if this is from a debt that happened after you filed the Chapter 13, the friend could take action in the case to get permission...

I am in Illinois. My foreclosure was in 2014. Personal service was not obtained (Publication only) & no appearance was filed.

From the facts you gave, if the Judgment is "in rem" deficiency, they cannot pursue you for a deficiency amount. That would be the reason why you...

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A bankruptcy filing would prevent him from contacting you at all. You might want to consider that, depending on your situation. If you do, call...

How is the excess mortgage "under water" plus a property tax lien treated in Chapter 13 Bankruptcy?

It is sometimes possible to pay a 2nd mortgage lien at a percentage in a Chapter 13. That is called a "strip off" of the lien. But, there are many...