You won't like this answer: Yes, they can charge you penalties, and no, it doesn't seem fair. And, if you don't pay, they can ask the Secretary of...

If you want to still keep the car, you need to make the payments. The bankruptcy eliminated your "personal liability" on it, but not the fact that...

Chapter 13 Bankruptcy generally stops lawsuits against cosigners on consumer debts like this. However the loan company could request permission to...

Without seeing the documents, I couldn't tell you whether they would be valid or not. But, I would agree with the other answers, because there is...

Generally all money you have is subject to seizure by creditors, except certain things are exempt from seizure and cannot be taken: $4000.00 of...

As the other attorney mentioned, it's hard to tell what your best course of action would be without seeing the documents, and discussing the facts...

It is not clear whether your lump sum payment was part of an agreement between you and this creditor or not. As the previous attorney mentioned, if...

You are right to be skeptical of this, and any "debt negotiators". I don't know this outfit personally, but you'd have to review the contract you...

As the other attorneys mentioned, there is no "waiting period". Sometimes, depending on your situation, it may be best to wait, if there were large...

Call your current Chapter 13 lawyer now to discuss your options. If you don't have an attorney get one now. There is no way to tell what your...