Am I able to have a chapter 13 removed from my credit report, since it was converted to a chapter 7 and discharged?
Daniel's answer
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Answered on August 16, 2022
No, any bankruptcy filing remains on your credit report, regardless of what happened. And, since you converted it to a Chapter 7, it will only be...
What would happen/ best options
Daniel's answer
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Answered on August 11, 2022
First off- your Cousin should have a handle on what he owes, and should run a credit report if he doesn't know who he owes. Secondly, if he has...
I have tickets that are 24 years old. Can i get them dismissed
Daniel's answer
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Answered on August 10, 2022
Call the City of Chicago and your attorney to check your records and see which tickets are included in the Fresh start program and which are left.
Does Charged off as bad debt mean my account was sold by original creditor? Am I judgement proof and will that help settle?
Daniel's answer
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Answered on August 07, 2022
Charged off does not mean that they cannot collect on it. And, you may or may not be "judgment proof". If the lawsuit was filed, you can try to...
Can a lender foreclose on a mortgage that was included in a bankruptcy ?
Daniel's answer
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Answered on July 18, 2022
As the other attorneys said, your personal liability on the mortgage may have been eliminated, but the mortgage on the house remains. So, without...
I'm thinking of filing bankruptcy Do I have to pay the remainder of the loan after the car sells?
Daniel's answer
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Answered on June 29, 2022
Generally, if you surrender (give up) the vehicle before or during a Chapter 7 bankruptcy, you don't have to pay the balance of the loan. If you...
I need two letters from my mortgage and ch. 13 bankruptcy that I have no late payments for my closing cash out refinance.
Daniel's answer
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Answered on June 11, 2022
You need to contact your Chapter 13 attorney, who can help you get this information. The trustee won't communicate directly with you if you are...
Can mortgage companies charge you fees due to bankruptcy and not communicate that info to you?
Daniel's answer
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Answered on June 03, 2022
Yes they can add legal fees to your balance, as that is what is included in your mortgage and note that you signed. Any fees charged should be...
Might file for chapter 7, just one major issue holding me back help? QDRO Issue
Daniel's answer
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Answered on May 29, 2022
You might be able to keep the pension. You need to consult with an experienced attorney and provide a copy of your divorce decree for review,...
A bank filed a foreclosure case against me but I was never served with any legal papers letting me know about a court date?
Daniel's answer
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Answered on May 20, 2022
Call a lawyer now to discuss ways to defend or stop the foreclosure, and catch up with your payments. It is possible that the lender tried to serve...
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