Can I add language to my affirmative defense stating that timely payments were made on the collection account?

Your questions and explanation is confusing. If the agency is suing you and you have paid what you owe or the plaintiff is not giving you a...

Is a balance owed to a college dis-chargeable in chapter 7 bankruptcy?

Your questions is not clear. Normally, grants are scholarships which do not have to be repaid. If however, you are required to repay the grant it...

Can I use the Time Barred Debt defense?

Sounds like you are referring to a statute of limitations defense. In Illinois, the plaintiff has 10 years from the date of breach or default of a...

What are the next steps to inform the defendant of the judgment and how to collect.

If you know of any bank accounts or place of employment of defendant, you can garnish the account by serving a garnishment summons to the bank or...

What to do

If you have other unsecured debt, it may make sense to consult with a bankruptcy lawyer. You may qualify to file a chapter 7 case which would wipe...

Can a collections agency reopen a case that has been dismissed without prejudice after the statute of limitations has run out?

I am not a CA lawyer so I cannot give you advise on the SL for CA. I think that it is a good bet that the agency won't sue you for $600 anyway. I...

Without reading the garnishment, I am not able to tell you if you have to appear. Call the lawyer's office to see if you can work out a new date...

What can I do just out of army and have requested itemized statement of my debt. Have never received

You don't give enough information about the nature of the debt. Did you borrow money from a bank while you were in the army. If so, contacting the...

Am I responsible for the water bill of a property I surrendered after Chapter 7 bankruptcy?

You are responsible for all utilities for the property as long as it is in your name. The bank takes ownership once the foreclosure case is...

I want to consolidate fines I accumulated with Illinois iPass?

Contact a bankruptcy lawyer because you may qualify to pay back as little as $1500 over 5 years by filing a Chapter 13 petition. The amount you...