Archived
When filing chapter 7, can I discharge traffic tickets that have been sent to collections or appear on my credit report?
Christine's answer
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Answered on January 21, 2014
Traffic tickets will not be discharged in a chapter 7. When you complete your Chapter 13 bankruptcy, most of your debts are wiped out by your...
Archived
How should we handle judgements on credit report?
Christine's answer
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Answered on January 20, 2014
There is really no set way to settle debt, it is a negotiating process. Usually the contact information is on the credit reports. You can also...
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Archived
In a divorce, if my husband assumes responsibility for all bills in his name, can I still be held liable for medical bills?
Christine's answer
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Answered on January 20, 2014
Yes if the creditors pursue. As you probably have read spouses can be responsible for what is defined as necessities. Under the doctrine of...
How do I stop or reduce the wage garnishment from EDD ?
Christine's answer
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Answered on January 20, 2014
You do not say when you incurred this debt, but you may be able to discharge all or some it the debt in a bankruptcy. At the very least you can...
Archived
Can my arrears be settled pay penny to the dollar? if arrears are interest compounded actual amt owed paid up just interest owe
Christine's answer
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Answered on January 20, 2014
You might be able to discharge this debt in a bankruptcy, although they may fight it, but it has been done before. Contact an attorney in your...
Archived
If I owe a creditor a series of debts, do my payments automatically go to the oldest debt? What authority?
Christine's answer
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Answered on January 20, 2014
If this a bankruptcy each debt has an order that is dictated by the confirm plan on how each debt is paid. If the payments are to a collection...
Archived
I am on disability and am being contacted by debt collectors for credit card debt.
Christine's answer
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Answered on January 20, 2014
Maybe, you should discuss this with an attorney since we do not know what exactly how the annuity is defined
Archived
Sued for balance? Even if I tell them what I want to pay on a debt?
Christine's answer
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Answered on January 20, 2014
You can attempt to negotiate but as the other attorney's have already stated, they are private student loans and they do not have to work with you....
Archived
Staggering student loan, medical debt DOE Garnished for years Make next to nothing Any way to protect SS and very small IRA? 64.
Christine's answer
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Answered on January 20, 2014
Your wife and yourself should hire a bankruptcy attorney, in certain cases there are grounds to discharge student loan. From your facts you might...
Archived
Can a debt collector sue you in Dade county for a credit card if you live in Palm Beach county?
Christine's answer
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Answered on January 20, 2014
Yes of course. The contract usually controls the forum in which a collector can sue you.
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