Archived
I filed for bankruptcy in 2009. What do I now need to do to get my name off of the mortgage? I would like to purchase a home.
Christine's answer
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Answered on January 28, 2014
It is a strange phenomenon with the mortgage companies, they hurry to foreclose yet they do not in some cases leaving people hanging. If they will...
Archived
Is it legal for a collection agency to pull a credit report?
Christine's answer
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Answered on January 28, 2014
Yes. They can look up your credit, but I doubt they can use the information that way. You should call an attorney that deals with the The Fair...
Archived
When filing a chapter 7 bankruptcy, I found some loans had been sold. Must list in the filing BOTH lenders?
Christine's answer
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Answered on January 28, 2014
Yes you should if it is not too late. Notice the original lender and but a dollar amount with the purchaser of the debt. That way you protect...
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Archived
My exhusband owes 70k in arrears, judge gives a judgment. He owns a drycleaners, he is owner or corp. Can it be used to collect
Christine's answer
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Answered on January 28, 2014
I agree with Attorney Tam, there really is not enough information on how the corporation is held. Contact a collection attorney, they are very...
Archived
I have recently processed credit card balance transfers for lower rates. How will this impact
chapter 7 filing?
Christine's answer
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Answered on January 28, 2014
Put as much time between filing and transfers as you can, beside that Attorney Larkin summed it up.
Archived
I filed for bankruptcy and it was discharged. My former divorce attorney filed an adversary suit against me because I
Christine's answer
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Answered on January 28, 2014
We cannot answer this question, if you lose you will have to pay and if you win you will not. Listen to and trust your attorney.
Archived
How do i stop an intention to claim lien on my condo home for balance due in 2013 and full year in advance for 2014.
Christine's answer
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Answered on January 28, 2014
You should talk to a chapter 13 attorney to consolidate the payments for you in easier monthly amount, and maybe call the attorney that you hired...
Archived
Can a second mortgage holder collect on previously discharged debt in a short sale situation?
Christine's answer
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Answered on January 28, 2014
You are correct that the second mortgage lender cannot sue you. Because you received a discharge in your Chapter 7 bankruptcy and you did not...
In Indiana, is a check that says final/full payment binding if cashed? If I write cashed under protest on the back
Christine's answer
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Answered on January 28, 2014
In Indiana, the term “accord” denotes an express contract between two parties by means of which the parties agree to settle some dispute on terms...
Archived
If I file for bankruptcy, will that stop any and all repo activity on my car?
Christine's answer
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Answered on January 28, 2014
Sometimes paying a car through a chapter 13 is less expensive then the actual car payment, you should sit down with an attorney in your area.
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