We have negative equity in our home. With a Chapter 7, is it possible to have the lender reduce the principal balance?

Both attorney have given you good answers. You can modify your loan, but the Supreme Court ruled that a homeowner with a residential mortgage ...

You need to think very carefully about stopping payment of your annual maintenance fees. This is because: it might have serious legal consequences ...

I lived with my mother for 3 years until her death in 2013. She had a reverse mortgage which family can not pay

You have possession on the home, but no liability. Mortgage companies are not responsible for repairing homes. If you plan on living there and want...

Should I use both last names after marriage?

Your legal name appears to be hyphenated, therefore this is your name and you should use it for financing ect.

My name is Darien Murray and I recently was told by a family member that my girlfriend is using my ssn to claim me.is this right

Darien, never put your information on this web site, we are prohibited from contacting you and with every web site there can be danger. You should...

Judge has taken a claim of exemption for Wage Garnishment under submission. How many days does the judge have before ruling?

Attorney Weston has summed it up nicely. If you find that you have no disposable income, you may want to consult a bankruptcy attorney.

PNC MORTGAGE has listed my Mortgage a a credit card loan

You should have an attorney to resolve this in the foreclosure court, but if you have a chapter 13 then the automatic stay is in effect. You may...

While filing for bankruptcy alone, do I still have to list household items owned by my wife or step-son?

If is better that you list all marital assets, these assets are list at their fair market value. You do not have to list items belonging to your...

Bankruptcy Form 6 Schedule D: A car which has been repoed but the creditor continues to hound me. Is this Secured Claim?

If you do not have the car, you list the debt on schedule F.

1099-c am I still responsible?

The IRS requires financial institutions to report to them the amount of principal they charge-off for individual borrowers. It is only to be filed...