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I am legally blind. My income is social security disability totaling 817 per month. Is my student loan dischargeable?
Christine's answer
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Answered on August 17, 2013
Student lands are difficult, but not impossible, to discharge in bankruptcy. To do so, you must show that payment of the debt “will impose an...
Archived
Our BK7 discharged june 2012. No bidders on FC-property 2 wks ago at trustee sale. Price too high/ house went back to bank .
Christine's answer
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Answered on August 17, 2013
It seems that you are asking who bought the property. You should contact the attorneys that represented the plaintiff or as you stated the bank...
Archived
How to get rid of my delinquent credit card account?
Christine's answer
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Answered on August 17, 2013
It is very difficult to ask that company to take 1/7th of the amount they received in the judgment. If they know you have a job and other assets,...
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I'm filing individual bankruptcy. Can my wife pay her student loan with money I earn?
Christine's answer
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Answered on August 17, 2013
When one spouse files a Chapter under bankrupt, all household income and household expenses need to be listed. If you wife is not filing...
Archived
Can I be charged with theft if not paying a rent to own furniture bill ?
Christine's answer
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Answered on August 17, 2013
In most cases these type of companies do not take peoples names off of contracts, unless they enter into a new contract with one of the parties. ...
Archived
My son had been dinged on his credit for a gym membership the problem is he was 16 when it was reported, is that legal for them?
Christine's answer
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Answered on August 15, 2013
Minors Have No Capacity to Contract
Minors (those under the age of 18, in most states) lack the capacity to make a contract. So a minor who signs...
Archived
How can I get the bank to not go after my grandfather for a car loan if I file chapter 7 during the redemption process?
Christine's answer
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Answered on August 15, 2013
Redemption is when a bankruptcy debtor pays off the secured portion of a loan so that they can not only reduce their monthly debt payments but they...
Can tolls and penalties be discharged in bankruptcy
Christine's answer
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Answered on August 15, 2013
If you file a Chapter 7 the Illinois Tollway will be bounded by the automatic stay. The automatic stay will prevent them from any collection...
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Archived
I didn't ask to verify the debt within 30 days.
Christine's answer
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Answered on August 15, 2013
The FDCPA does have many defense. alidation of debts [15 USC 1692g]
(a) Within five days after the initial communication with a consumer in...
Archived
Is the judgement against my home still valid?
Christine's answer
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Answered on August 15, 2013
Yes the house can still be sold, however there are defenses may be available when there are multiple assignments. Many time the plaintiff (mortgage...
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