Archived
Is there a statute of limitations on "alleged" past due hospital bills? Does collection agency have to tell me hospital's info?
Christine's answer
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Answered on February 10, 2014
The statute of limitations is the time period set by law in which someone can sue you. In the debt collection context, a creditor or bill collector...
Archived
Does the original credit have to comply with The Rosenthal Fair Debt Collection Practices Act?
Christine's answer
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Answered on February 10, 2014
The CFDCPA also regulates agencies that regularly collect debts on others’ behalf. So if a debt collection agency is contacting you because of an...
Archived
I want to sue my lender for forgiveness of debt pertaining to all the back issues I have had with my loan.
Christine's answer
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Answered on February 10, 2014
You are asking for a lot from a general web site without too many facts. If you are going to be your own attorney, then you will have to do what...
Archived
Leins
Christine's answer
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Answered on February 10, 2014
It appears that you are inquiring about a debt collection. You need to file a lawsuit, it may be small claims or in law. You should discuss your...
Archived
I paid aafes in full in 2013 can they sell the account to a collections agency and charge me penalties in 2014?
Christine's answer
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Answered on February 10, 2014
Call the IRS and ask for a letter stating where they sent the payment. At least that is a starting point, and it may take a few call, but it is...
Archived
Personal guarantee and fraudulent transfer - can the guarantee be in writing (unsigned) but enforced by continuous payment?
Christine's answer
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Answered on February 10, 2014
It appears that you have no recourse. No writing and you are fighting a statute that prevents lawsuits has long since passed for legal recourse.
Archived
I'm being sued from a collection agency and I sent them request for documents over 40 days ago and so far haven't received any
Christine's answer
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Answered on February 10, 2014
The question is did you put this in writing, or as part of the court discovery. If you do not get a response in a week, send it out again by...
Archived
Can a garnishment exemption be filed again even once denied? See details, can I refile or what is my recourse ? (Norfolk court)
Christine's answer
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Answered on February 10, 2014
Yes, you have to begin the process all over (refile). Hopefully it will work out for you this time.
Archived
If I file bankruptcy before I get married will it affect my future spouses credit too?
Christine's answer
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Answered on February 10, 2014
The short answer is no in most cases. Since a credit report is an individual matter, one person can have a very good credit score while his wife’s...
Archived
If my wife and I buy items such as furniture with marital earnings, what part of this is the husbands when filing bankruptcy?
Christine's answer
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Answered on February 10, 2014
Your assets are martial property as well as any tax refund, unless you decide to file separate returns. Clothing, furniture, refrigerator, TV,...
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