Questions answered by Christine B. Adams

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After discharge was in accident, car totaled, who gets the money

Christine's answer | Answered on September 06, 2013

Even though the debt was discharged, the financing company retained the secured interest of the collateral. Therefore the financing company will...

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Can I sue my creditor/ Mortgage service for harassment?

Christine's answer | Answered on September 06, 2013

Yikes. How horrible. he Florida Consumer Collection Practices Act (CCPA) prohibits both debt collectors and creditors from using certain types of...

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How will a ( general contractor) sole proprietorship be affected when we file bk chapter 7 in Cali? Can we exclude the biz?

Christine's answer | Answered on September 06, 2013

Just adding a few things to the good advise my colleague already gave you. The trustee really will not assist you, they work for the creditors....

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Right to sue Lender under Cal Homeowner Bill of Rights if personal liability was extinguished via Chapter 7 Bankruptcy?

Christine's answer | Answered on September 06, 2013

If you have a cause of action it would be best answered by a foreclosure defense attorney that can examine the entire case. You have to have a...

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If a cc gets a judgement are they likely to take an action just because they got it or only if cost effective?

Christine's answer | Answered on September 06, 2013

I think you are asking where a judgment creditor will be allowed to take your car as payment for the debt? If that is the question, a car worth...

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My daughter has had her checking account frozen by a collection agency. What are her options if she has no money and no assets?

Christine's answer | Answered on September 06, 2013

he can probably file bankruptcy and be done with this once and for all. She can also claim the money frozen in her account as an exempt asset with...

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My daughter has had her checking account frozen by a collection agency. What are her options if she has no money and no assets?

Christine's answer | Answered on September 06, 2013

She can probably file bankruptcy and be done with this once and for all. She can also claim the money frozen in her account as an exempt asset...

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During a Divorce remediation, I have been awarded $173K. Is this type of domestic debt dischargable in personal bankruptcy?

Christine's answer | Answered on September 06, 2013

This is non-discharged in a bankruptcy. I believe you are entitled to have the additional attorney's fees award as well. You should consult your...

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Chapter 13 Bankruptcy that provides owners of homestead property the opportunity to mediate a mortgage modification what?

Christine's answer | Answered on September 06, 2013

It is not clear what you are asking. You can still attempt to modify your mortgage while in a Chapter 13, but the bankruptcy court do not mediate...

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I received an Order Setting Status Conference on my chapter 13 case. Who do i send the supplemental declaration to?

Christine's answer | Answered on September 06, 2013

You should file it with the court and also file a proof of service showing that you sent copies to every creditor listed on your D,E,F, and G...

Christine B. Adams's Answers (2742)

After discharge was in accident, car totaled, who gets the money

Can I sue my creditor/ Mortgage service for harassment?

How will a ( general contractor) sole proprietorship be affected when we file bk chapter 7 in Cali? Can we exclude the biz?

Right to sue Lender under Cal Homeowner Bill of Rights if personal liability was extinguished via Chapter 7 Bankruptcy?

If a cc gets a judgement are they likely to take an action just because they got it or only if cost effective?

My daughter has had her checking account frozen by a collection agency. What are her options if she has no money and no assets?

My daughter has had her checking account frozen by a collection agency. What are her options if she has no money and no assets?

During a Divorce remediation, I have been awarded $173K. Is this type of domestic debt dischargable in personal bankruptcy?

Chapter 13 Bankruptcy that provides owners of homestead property the opportunity to mediate a mortgage modification what?

I received an Order Setting Status Conference on my chapter 13 case. Who do i send the supplemental declaration to?