How can a bank overdraft become a non-dischargeable debt by bankruptcy terming it as willful, fraudulent or malicious act?

Usually a bankruptcy will discharge those debts, especially if it is only $500. In order to have it declared non-discharged, the bank will have to...

My son and his wife have a notarized letter regarding separation. Is that a legal separation for tax filing?

The IRS requires that actually live separate, so it is fine. Usually the IRS does now need to be provide anything else.

I trade a boat for a trailer I gave the guy my title but he has not given me his what can I do or he be charged with

It sound like you need to pay a visit to an attorney to protect your interest in trailer or boat, not sure which one you own. Anyway, you are...

Wha What are the statute of limitations in ohio for unpaid cash advance/payday loans

Six years. You may find this website a good resource to answer some of your...

What is the time frame for filing an renter insurance claim (burglary) with special circumstances?

It really depends on your contract with insurance company and all the events that transpired, you need to call them right away and follow through...

TX-how to respond to Federal Writ of Garnishment

You will need to contact the entity that issued the Writ to see if they are willing to make some sort of payment estrangements. If not you may want...

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3d party collector cc debt sues/Bill of Sale dated before the charge off date. Can defendant get the case dismissed? How?

In addition to Ms. Bunce excellent response, you can file a motion for summary judgment if you feel that their lawsuit lack merit.

How do I get proof of a debt that I supposedly still owe for a pay day loan from over 4 years ago?

In addition to Ms. Larkins great advise, get a copy of your creditor report to see how this is listed.

Can I negotiate atty fees, interest, court costs on jusdgement?

If you are prepared to pay a lump sum they will be more willing to negotiate, most creditors want their money as fast as they can get it.

How do you know if it's too late?

I agree with the other attorneys that have answered, you need advise from a personal injury attorney. That attorney will need to see the file on...