What should my answer state

You need an attorney or you are going to receive a judgment. Many times you can find sample answers by using google searches. However, I agree...

Selected as the best answer

How can DOL suspend my license when I filed my bankruptcy forms by the date they Requested?

Yes it is a violation, however it might not be intentional. It sounds like bad timing. You should actually go to the "DOL" with your paperwork or...

What can be done to gain access to frozen funds in a bank account due to a garnishment?

Absent a court order, there is not too much you can do beside the file the Bankruptcy, the funds will probably be removed on the return date. In...

Can my wife's wages be garnished for a hospital Bill?

I agree with Attorney Bunce. According to what I found, Federal law places limits on wage garnishment amounts. Tennessee’s wage garnishment law...

How can they take me to court on a payday loan that i never took out

Good, if they file a case for fraud, they will have to prove you took out the loan. I agree with both attorneys here, these people are horrible....

What are our rights? Did they have the right to send the check to our bank without authorization and not letting us know before

This is a very difficult question, because you authorized the collection company in your account in the first place. Now it is matter of he said...

What could happen

Texas has some of the toughest bad check writing and fraud laws in the country. The various forms of check forgery are part of the felony system...

Should I try bankruptcy? I have $3,275 in credit card debt, $374 medical bills, and $86,296 defaulted private student loans

I agree with my wise colleagues here, it sounds like you have already made arrangements with the Student Loan, if no-get on it. Otherwise, your...

Now what can they do to us? The original loan was for 30K

n Texas, state law provides that a creditor with a lien upon personal property may repossess the collateral if the debtor (that's you) is in...

If I go bankrupt, will they undo the transfer we did a little over two years ago and a year before I even incurred this debt?

You are on shaky grounds, and a lot of this answer can only be answered by a bankruptcy attorney after discussing the facts. The court can look...